More and more companies are turning to debt negotiation as an alternative to costly legal battles and risky court settlements. Is debt negotiation right for you? Consider these questions, and if you can't find the answers here, feel free to contact us at 1-866-713-9815 or email us at drjean@fuselierassociates.com.

Why should I use debt negotiation as an alternative to hiring an attorney?
Attorneys get paid by the hour, regardless of the outcome, and they will have to cooperate with the other creditors' attorneys. There is no incentive for them to cut the debt, and their involvement frequently prolongs the time and expense it takes to settle the debt. Fuselier & Associates will negotiate down your existing debts with an average savings of 50%-85%, usually settling the payables issues at 50¢-60¢ on the dollar — including F&A's fees. In most cases, we can arrange for generous payment plans as well.

How can debt negotiation be risk-free?
We are a performance-based company. If we don't produce, then you pay us nothing. The cost to your company for our service is a performance-based fee structure that is a percentage of what we are able to save your company.

How can you stop the creditors and collection agencies from calling?
When you hire Fuselier & Associates, we have all collection calls directed to our offices. You don't have to deal with pesky agencies or irate creditors any longer. That's our job.

Why would my creditors agree to debt negotiation?
Creditors need cash-flow just as you do. They understand that if you declare bankruptcy, they receive nothing. It is in their best interest to resolve the situation so that your company and your business relationship with them remain viable.

Why shouldn't I just declare bankruptcy?
While sometimes bankruptcy might be the only answer, it comes with its own challenges. Statistics show that less than 20% of companies who file for “Chapter 11” bankruptcy ever recover. While it’s not always possible to avoid bankruptcy, we recommend seeking alternative solutions first.

What will happen to my business reputation if I choose to go with a debt negotiator?
Chances are, if you act promptly and let Fuselier & Associates settle your accounts, your reputation as a smart and resourceful business person will be enhanced. If you allow your debt to continue to mount, you run the risk of ruining your business reputation.

Will my credit be hurt if I use a debt negotiator?
One of the keys to success with debt negotiation is to maintain good relationships with creditors and to operate with honesty and integrity. In debt negotiation, neither party leaves empty-handed, keeping relationships intact.